Health Insurance

for Visa applications

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Best offer


Why should I be insured with FAB?
You’ll get a battle-tested offer whatever your situation and requirements even in the following situations.

Up to 99 years old

Medical history or condition(s)

Documentation in less than 24h

Visa accepted

Visa accepted or policy refunded

Fab Insurance
Based on 139 reviews
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Richard PayneRichard Payne
09:55 28 Feb 24
As an ex-pat living in France for many years, our experience with the team at Fab Insurance is exceptional. They are knowledgeable, responsive, and simply nice to deal with. We recommend them highly for your insurance needs whether short or long-term. They are extremely experienced with French Visa Requirements and can inform you about choices and insurance carriers. Again, they are simply the best!
Guansheng DuGuansheng Du
21:52 21 Feb 24
David QuigleyDavid Quigley
06:22 31 Jan 24
Very responsive and knowledgeable on changing my medical insurance
10:36 28 Jan 24
We just wanted to pass along to others of our experiences with Fab Insurance that are in need of a reasonably priced health care insurance in France. Just plain outstanding and very professional. First class experience from start to finish. And extremely fair priced. Fabian and Marianne will answer every question you have and help you in every step of the process until you have your certificate to show you have health care coverage in France and all in a very timely manner. We highly recommend Fab Insurance. Thank you very much Thomas & Hilde Wilkens Magnac Laval France.
Clarice CumminsClarice Cummins
08:09 22 Jan 24
If I could give 10 stars I would! I wish there was a service like this for more of the aspects of moving to France. My advisor Nannie Bellanger was available to me on more than one occasion to assist me and made the process as easy and seamless as possible. She’s a true professional and I can’t thank her enough!
Adam GoldAdam Gold
15:12 30 Nov 23
These people are fantastic! I dealt with someone called Marianne. She was helpful and informative from the beginning (she really knew everything) and provided support right until the end of the process when I'd obtained what I was looking for. Seems like they provide great ongoing support too. I would definitely recommend them.
Jean HeinemanJean Heineman
10:17 19 Sep 23
Our experience with Fab Insurance has been wonderful! Our agent Marianne responded immediately and very thoroughly to all our detailed questions over a period of a couple of months prior to the date when we bought the policy for our visa application. The application process itself was seamless. Thank-you.
Marc Couling-EastonMarc Couling-Easton
16:35 11 Jan 22
Excellent insurance broker with very good customer service. Highly recommended.
Martin JoelMartin Joel
20:58 14 May 21
What a positive experience. They were very responsive, and when one plan turned out to not work for us due to timing, they quickly offered another solution. We feel that they bent over backwards to meet our tight deadline. We are very pleased, and would highly recommend.
Rob SpeakmanRob Speakman
20:33 16 Dec 20
Highly recommend fab French insurance. As well as giving a really competitive price, Fabien is really helpful, responsive and a true professional. Thank you!
Lisa TierneyLisa Tierney
10:27 31 Aug 20
Novelia Assurance, & specifically Fabien, we're highly efficient, quick to deal with my request and very professional. Their website was easy to use, everything was clear, and it was a pleasure to deal with them. All my paperwork & communications were given in English so it was extremely helpful to me. Thank you, I will continue to use this company and would definitely recommend it.
Julie LiveseyJulie Livesey
16:10 26 May 20
Fabien was extremely helpful to me when I was looking for health insurance 2 years ago. He speaks excellent English and helped guide me through several quotes for me to consider. I asked Fabien to clarify a few details I didn't quite understand before I actually signed up for the policy I chose and his replies were always prompt and clearly explained. l am very happy with Fabien's company and I highly recommend to others.
Why choose us?
  • approv
    Tested & Approved

    We’ve been fabulous for six years! That’s six years of providing fabulous, helpful service to our English speaking clientele and that’s what we’ll keep doing.

  • exchange
    Fluent exchanges

    You’ll get a dedicated English-speaking contact who’s also a native European so that you’ll avoid the pitfalls and headaches of the Portuguese system.

  • network
    Large network

    We work with more than 30 insurers and many more providers, so we can always find an affordable solution for each and every different situation.

  • love-eu-scaled-1
    100% made in EU

    You didn’t come to the EU to be advised by people who don’t even understand Eu regulations! We are a small team based in France, all our staff is from the EU, and therefore we know all the tricky bits of the system. We can make your life as hassle-free as Europeanly possible.

How fast can I get the certificate of insurance?

It depends on the plan you’ll choose but our best selling plan comes without a medical questionnaire and can be paid with a card online so it can all happen pretty fast.

Once the policy is signed off and the upfront payment secure we can send the certificate of insurance so on average the whole process takes 1 to 2 working days.

What is the cost?

Unfortunately the older one gets the more expensive the premium so its directly related to your age, we have the best policies in our portfolio so we’ll get you covered at the most affordable premium don’t worry. If you’d like to have some figures you can use our online calculator as listed above.

Age limit, medical exclusions, who can be accepted?

As a broker we have a solution in almost all situations. We have plans that are eligible up to 99 years old and also policies without medical questionnaires so everyone is welcome. Based on your specifics we’ll offer plans that can match your situation and are compatible for the type of visa you’re applying for.


More than 50 partner companies

Comparing private medical insurance across different providers can help you find an affordable policy for you

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Frequently Asked Questions
Who is behind Fab Insurance?

We’re an independent insurance broker. Established in 2015 and founded by Fabien, we’re a small team of insurance advisors (in-house) located in the Southwest of France and operating in various EU countries (France, Portugal, Spain, Italy and more…).

What is considered a compliant insurance policy for VISA?

Without going into too much detail, most embassies expect to get an insurance certificate that covers the date of the VISA (with a mention that it is on automatic renewal for long term VISAs, for example). They also want to see a mention that “medical expenses” are covered at least up to 30.000€ (and no mention of an exclusion of any sort), no mention of any excess/deductible, and cover for public liability & repatriation.

Who am I buying my policy from?

You will be insured directly through the insurance company you’ve selected, although your broker (us) will remain with you all the time, whatever it is for your application, questions on the policy, claims, etc. We’ll always be there, and our advice will always be for free.