Offers

{"keyFeatures":{"publicliability":{"title":"Public liability","description":"What it is<\/strong><\/p>\nPublic liability<\/em> insurance is always included in a French car insurance policy. It provides protection in the event that you cause injury or damage to another person or their property while operating your vehicle. Here are some examples of what is typically covered under the public liability<\/em> clause of a vehicle insurance contract:<\/p>\n<ul>\n<li>Corporal injury: If you cause an accident that results in someone else being injured, public liability<\/em> insurance can help cover the costs of their medical expenses.<\/li>\n<li>Property damage: If you cause an accident that results in damage to another person’s property, such as their car or home, public liability<\/em> insurance can help cover the cost of repairs or replacement.<\/li>\n<li>Legal defense costs: If you are sued as a result of an accident, public liability<\/em> insurance can help cover the costs of your legal defense.<\/li>\n<\/ul>\nIt is important to note that not all insurance policies are the same, so please review the company’s policy documents for full details on this cover.<\/p>\n"},"fireandtheft":{"title":"Fire & Theft","description":"What it is<\/strong><\/p>\nThe fire & theft<\/em> clause is typically an optional add-on to a car insurance policy that can provide additional protection for your vehicle. Here is an overview of what is typically covered under the fire and theft<\/em> clause of the vehicle insurance contract:<\/p>\n<ul>\n<li>Fire coverage:\n<ul>\n<li>Fire damage to your vehicle: If your vehicle is damaged or destroyed by fire, this coverage can help pay for repairs or replacement of your car.<\/li>\n<li>Fire damage to other people’s property: If your vehicle causes fire damage to another person’s property, such as their home or car, this coverage can help pay for repairs or replacement of their property.<\/li>\n<\/ul>\n<\/li>\n<li>Theft coverage:\n<ul>\n<li>Theft of your vehicle: If your vehicle is stolen, this coverage can help pay for the cost of replacing your car.<\/li>\n<li>Damage caused during theft: If your car is damaged during a theft attempt, this coverage can help pay for repairs or replacement.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\nIt is important to note that not all insurance policies are the same, so please review the company’s policy documents for full details on what is covered under the fire & theft<\/em>\u00a0clause.<\/p>\n"},"breakdownCover":{"title":"Roadside assistance & breakdown cover","description":"What it is<\/strong> \n<a href=\"https:\/\/www.fabfrenchinsurance.com\/motor\/roadside-assistance-in-france\/\" target=\"_blank\" rel=\"noopener\">Roadside assistance and breakdown cover<\/em><\/a> helps if your car breaks down<\/span> or if you need any kind of assistance with your vehicle (towing it to the nearest garage for example).<\/p>\n<ul>\n<li>By default we usually provide the home start<\/span> option (can be used wherever you are, even if you breakdown at home).<\/li>\n<li>Towing is possible within a 20km radius<\/span>, sometimes more on some plans.<\/li>\n<li>Breakdown and roadside assistance come packaged in France so you always have both<\/span>.<\/li>\n<\/ul>\nPlease see the insurer’s policy documents for full details of this cover.<\/p>\n"},"windscreenCover":{"title":"Windscreen\/Windshield damage","description":"What it is<\/strong> \nProvides cover towards the costs of repairing chips and cracks to the vehicle’s windscreen, and full windscreen replacement when repair is not an option, minus the policy excess.<\/p>\n<ul>\n<li>No excess\/deductible when repaired.<\/li>\n<li>The excess\/deductible only applies on windscreen replacement.<\/li>\n<li>Cover is included for side windows.<\/li>\n<li>Cover is usually not included for the optics.<\/li>\n<\/ul>\nPlease see the insurer’s policy documents for full details of this cover.<\/p>\n"},"accidentaldamage":{"title":"Accidental damage","description":"What it is<\/strong><\/p>\nAccidental damage<\/em> cover is an optional add-on to your car insurance policy that can provide additional protection for your vehicle in the event of an accident. Here is an overview of what is typically covered under the accidental damages clause of a vehicle insurance contract:<\/p>\n<ul>\n<li>Collision damage: If your vehicle is damaged or destroyed in a collision with another vehicle or object, this coverage can help pay for repairs or replacement of your car.<\/li>\n<li>Rollover damage: If your vehicle is damaged or destroyed in a rollover accident, this coverage can help pay for repairs or replacement of your car.<\/li>\n<li>Vandalism: If your vehicle is damaged as a result of vandalism, this coverage can help pay for repairs or replacement of your car.<\/li>\n<li>Natural disasters: If your vehicle is damaged as a result of a natural disaster such as floods, storms, or land slips, this coverage can help pay for repairs or replacement of your car.<\/li>\n<li>Hit and run: If your vehicle is damaged in a hit-and-run accident, and the perpetrator is not identified, this coverage can help pay for repairs or replacement of your car.<\/li>\n<\/ul>\nIt is important to note that not all insurance policies are the same, so it is a good idea to review the specific details of your policy to understand exactly what is covered under your “accidental damages” clause.<\/p>\nPlease see the insurer’s policy documents for full details of this cover.<\/p>\n"}},"additionalFeatures":{"courtesyvehicle":{"title":"Courtesy vehicle","description":"What it is<\/strong> \nCourtesy vehicles<\/em> are alternative vehicles offered by your insurer if you’re unable to drive your own.<\/p>\n<ul>\n<li>You need to call the assistance first otherwise the courtesy vehicle<\/em> may not be refunded.<\/li>\n<li>The time you’ll have the courtesy vehicle<\/em> differs between insurers.<\/li>\n<li>Courtesy vehicle<\/em> is included whatever you’re at fault or not. Even if the car is written off or stolen.<\/li>\n<\/ul>\nPlease see the company’s policy documents for full details of this cover.<\/p>\n"},"internationalcover":{"title":"EU and international cover","description":"What it is<\/strong><\/p>\nIf you breakdown or have an accident outside of France, your contract may still cover you. To make sure you are covered in the country of destination you should make sure the <a href=\"https:\/\/www.fabfrenchinsurance.com\/motor\/driving-abroad-which-countries-are-covered-by-french-insurers\/\" target=\"_blank\" rel=\"noopener\">country is listed and not crossed on your insurance documentation<\/a>. Most countries in the EU are covered and some even outside of the EU (like the UK for example), a <a href=\"https:\/\/www.fabfrenchinsurance.com\/motor\/driving-abroad-which-countries-are-covered-by-french-insurers\/\" target=\"_blank\" rel=\"noopener\">comprehensive list of covered countries is available on our blog<\/a>.<\/p>\nHere is an overview of what is typically covered:<\/p>\n<ul>\n<li>Towing: If your vehicle breaks down and cannot be safely driven, this coverage can help pay for the cost of towing it to the nearest qualified repair facility abroad.<\/li>\n<li>Roadside assistance: If your vehicle breaks down and you need help (which usually includes towing the vehicle), this coverage can help pay for those services.<\/li>\n<li>Repatriation: In the event of a total breakdown, this coverage can help pay for the cost of returning your vehicle to France.<\/li>\n<\/ul>\nPlease see the company’s policy documents for full details of this cover.<\/p>\n"}},"mainExcess":{"title":"Main excess\/deductibles","description":"Additional excess may apply in some specific cases such as young drivers for example.","compulsoryExcess":"General excess","voluntaryExcess":"Responsible claim","totalExcess":"Windshield\/Windscreen damage"}}

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