What are you trying to achieve?

Depending on the goal(s) you have, you may need a different type of policy, but we have a large set of policies that can match (almost) all situations: from VISA application to insurance for the carte de séjour. And once you're accepted into the French system, we also have plans for top-up health insurance so that you're on the safe side, whatever your situation.


Medical insurance (PHI)

Icon get a visa

Get a VISA

Icon carte de séjour

Apply for a carte de séjour


Icon top-up cpam

Top-up my CPAM cover

Photo Fabien

Our expert helps you to understand

« In the wake of Brexit, most French consulates and embassies have tightened the rules (mostly for VISA applications), even for non-UK residents. Nowadays, it's twice as important to make sure you provide a compliant set of documentation, including the insurance policy which is why 82% of French VISAs get denied. »

Fabien Pelissier, Founder of Fab French Insurance

Why choose us?

Our clients are from all over the world

  • United Kingdom
  • USA
  • South Africa
  • Canada
  • Australia
  • Europe
  • New Zealand
  • Malta
  • Cyprus

We’re 100% independent, working only for our customers

But don’t just take our word for it – listen to what our fabulous customers have to say!

Fab French Insurance
Based on 103 reviews
powered by Google
Marc Couling-EastonMarc Couling-Easton
16:35 11 Jan 22
Excellent insurance broker with very good customer service. Highly recommended.
Martin JoelMartin Joel
20:58 14 May 21
What a positive experience. They were very responsive, and when one plan turned out to not work for us due to timing, they quickly offered another solution. We feel that they bent over backwards to meet our tight deadline. We are very pleased, and would highly recommend.
Rob SpeakmanRob Speakman
20:33 16 Dec 20
Highly recommend fab French insurance. As well as giving a really competitive price, Fabien is really helpful, responsive and a true professional. Thank you!
Lisa TierneyLisa Tierney
10:27 31 Aug 20
Novelia Assurance, & specifically Fabien, we're highly efficient, quick to deal with my request and very professional. Their website was easy to use, everything was clear, and it was a pleasure to deal with them. All my paperwork & communications were given in English so it was extremely helpful to me. Thank you, I will continue to use this company and would definitely recommend it.
Julie LiveseyJulie Livesey
16:10 26 May 20
Fabien was extremely helpful to me when I was looking for health insurance 2 years ago. He speaks excellent English and helped guide me through several quotes for me to consider. I asked Fabien to clarify a few details I didn't quite understand before I actually signed up for the policy I chose and his replies were always prompt and clearly explained. l am very happy with Fabien's company and I highly recommend to others.

Frequently Asked Questions

  • Who is Fab French Insurance? + -

    We're an independent insurance broker. Established in 2015 and founded by Fabien, we're a small team of insurance advisors (in-house) located in the Southwest of France.

  • What is considered a compliant insurance policy for VISA + -

    Without going into too much detail, French embassies expect to get an insurance certificate that covers the date of the VISA (with a mention that it is on automatic renewal for VLS-TS VISAs, for example). They also want to see a mention that "medical expenses" are covered at least up to 30.000€ (and no mention of an exclusion of any sort), no mention of any excess/deductible, and cover for public liability & repatriation.

  • How to get a Carte Vitale? + -

    Your application to get into the French social security system is something you need to do "manually" as it's not automatically done alongside other applications (residency or whatever). You can also have a look in our "Carte Vitale" section to seek help from our partners

  • Who am I buying my policy from? + -

    You will be insured directly through the insurance company you've selected, although your broker (us) will remain with you all the time, whatever it is for your application, questions on the policy, claims, etc. We'll always be there, and our advice will always be for free.

The answer you are looking for is not here? We are here to help, don’t hesitate to contact us!

More than 50 partner companies

Comparing private medical insurance across different providers can help you find an affordable policy for you

Which insurance do you need ?

Moving to France? Make sure you and your family are covered for every eventuality

Medical Insurance

Moving to France? Make sure you and your family are covered for every eventuality

  • Icon hospital tools
  • Icon drugs
  • Icon hospital
Mandatory for your application

Private health insurance is a mandatory requirement to get your VISA or carte de séjour (residency permit). 82% of failed applications are turned down because of the insurance so it’s best to work with insurers that know the French requirements to avoid any unpleasant surprise.

Top-up Health Insurance

Also known as Mutuelle

  • Icon brain
  • Icon health check
  • Icon refund
Top up your coverage

This will top-up the refunds you get from the French CPAM (social security) or things that aren’t covered at all (like orthodontics, private room at the hospital, etc.).

Top-up health insurance is only available once you get an active French social security number.

Need help? Just ask!

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We handle entire applications for you. Our partners have dedicated admin team that can push your application forward with the authorities and will give you regular updates.