Top-up health insurance

Top up your coverage

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This will top-up the refunds you get from the French CPAM (social security) or things that aren’t covered at all (like orthodontics, private room at the hospital, etc.).
Top-up health insurance is only available once you get an active French social security number.

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Our expert helps you to understand

« In the wake of Brexit, most French consulates and embassies have tightened the rules (mostly for VISA applications), even for non-UK residents. Nowadays, it's twice as important to make sure you provide a compliant set of documentation, including the insurance policy which is why 82% of French VISAs get denied. »

Fabien Pelissier, Founder of Fab French Insurance

Why choose us?

Why choose us?

  • We’ve been fabulous for six years! That’s six years of providing fabulous, helpful service to our British clientele and that’s what we’ll keep doing.
  • You’ll get a dedicated English-speaking Broker who’s also a French native speaker so that you’ll avoid the pitfalls and headaches of the French system.
  • We work with more than 30 insurers and many more providers so we are always able to find an affordable solution for each and every different situation.

100% French

You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.

100% French
Fab French Insurance
Based on 139 reviews
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Richard PayneRichard Payne
09:55 28 Feb 24
As an ex-pat living in France for many years, our experience with the team at Fab Insurance is exceptional. They are knowledgeable, responsive, and simply nice to deal with. We recommend them highly for your insurance needs whether short or long-term. They are extremely experienced with French Visa Requirements and can inform you about choices and insurance carriers. Again, they are simply the best!
Guansheng DuGuansheng Du
21:52 21 Feb 24
David QuigleyDavid Quigley
06:22 31 Jan 24
Very responsive and knowledgeable on changing my medical insurance
10:36 28 Jan 24
We just wanted to pass along to others of our experiences with Fab Insurance that are in need of a reasonably priced health care insurance in France. Just plain outstanding and very professional. First class experience from start to finish. And extremely fair priced. Fabian and Marianne will answer every question you have and help you in every step of the process until you have your certificate to show you have health care coverage in France and all in a very timely manner. We highly recommend Fab Insurance. Thank you very much Thomas & Hilde Wilkens Magnac Laval France.
Clarice CumminsClarice Cummins
08:09 22 Jan 24
If I could give 10 stars I would! I wish there was a service like this for more of the aspects of moving to France. My advisor Nannie Bellanger was available to me on more than one occasion to assist me and made the process as easy and seamless as possible. She’s a true professional and I can’t thank her enough!
Adam GoldAdam Gold
15:12 30 Nov 23
These people are fantastic! I dealt with someone called Marianne. She was helpful and informative from the beginning (she really knew everything) and provided support right until the end of the process when I'd obtained what I was looking for. Seems like they provide great ongoing support too. I would definitely recommend them.
Jean HeinemanJean Heineman
10:17 19 Sep 23
Our experience with Fab Insurance has been wonderful! Our agent Marianne responded immediately and very thoroughly to all our detailed questions over a period of a couple of months prior to the date when we bought the policy for our visa application. The application process itself was seamless. Thank-you.
Marc Couling-EastonMarc Couling-Easton
16:35 11 Jan 22
Excellent insurance broker with very good customer service. Highly recommended.
Martin JoelMartin Joel
20:58 14 May 21
What a positive experience. They were very responsive, and when one plan turned out to not work for us due to timing, they quickly offered another solution. We feel that they bent over backwards to meet our tight deadline. We are very pleased, and would highly recommend.
Rob SpeakmanRob Speakman
20:33 16 Dec 20
Highly recommend fab French insurance. As well as giving a really competitive price, Fabien is really helpful, responsive and a true professional. Thank you!
Lisa TierneyLisa Tierney
10:27 31 Aug 20
Novelia Assurance, & specifically Fabien, we're highly efficient, quick to deal with my request and very professional. Their website was easy to use, everything was clear, and it was a pleasure to deal with them. All my paperwork & communications were given in English so it was extremely helpful to me. Thank you, I will continue to use this company and would definitely recommend it.
Julie LiveseyJulie Livesey
16:10 26 May 20
Fabien was extremely helpful to me when I was looking for health insurance 2 years ago. He speaks excellent English and helped guide me through several quotes for me to consider. I asked Fabien to clarify a few details I didn't quite understand before I actually signed up for the policy I chose and his replies were always prompt and clearly explained. l am very happy with Fabien's company and I highly recommend to others.
Frequently Asked Questions
Who is behind Fab Insurance?

We’re an independent insurance broker. Established in 2015 and founded by Fabien, we’re a small team of insurance advisors (in-house) located in the Southwest of France and operating in various EU countries (France, Portugal, Spain, Italy and more…).

Who am I buying my policy from?

You will be insured directly through the insurance company you’ve selected, although your broker (us) will remain with you all the time, whatever it is for your application, questions on the policy, claims, etc. We’ll always be there, and our advice will always be for free.

More than 50 partner companies

Comparing private medical insurance across different providers can help you find an affordable policy for you

Need help? Just ask!

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We handle entire applications for you. Our partners have dedicated admin team that can push your application forward with the authorities and will give you regular updates.