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First published in February 2022
Updated in July 2025
Dreaming of a new life in France? Whether you're planning a quiet retirement in the countryside, a career move to Paris, or a long-term family relocation, knowing which French visa to apply for is your first legal step toward turning that dream into reality.
Since Brexit and other regulatory changes, navigating the French visa system has become more nuanced. Choosing the correct visa, and providing the right documentation, including visa-compliant medical insurance, is critical to a successful application.
Let’s walk through your options and how to secure the health coverage required to support your move.
What Type of Visa Do You Need to Live in France?
Your visa type depends on your situation: your employment status, how long you want to stay, and your nationality. Here's an overview of the most common long-stay visa categories for France.
1. Visitor Visa (Long-Stay – VLS-TS Visiteur)
Perfect for retirees, remote workers (who won’t work with French clients), or anyone who simply wants to enjoy French life without entering the labour market.
➡️ Duration: 3 months to 1 year
➡️ Key requirement: Proof of financial self-sufficiency (Around 1,766.92 €/month in 2025)
➡️ Work is not allowed, even remotely for foreign clients
2. Salaried Employment Visa
This visa is for individuals who have a valid job offer with a French company.
➡️ Requires a work contract and labour approval (DIRECCTE)
➡️ Your employer must initiate the process
➡️ Ideal for qualified professionals relocating to France for work.
3. Talent Passport / Economic Attractiveness Visa
Designed for entrepreneurs, tech experts, artists, and researchers.
➡️ Includes sub-categories like “Innovative Business Creation” or “Highly Skilled Worker”
➡️ Often requires financial investment or a business plan pre-approved by the French Ministry of Economy
Note: Processing times may be longer due to recent regulatory changes.
4. Business Creation Visa
Planning to start a company in France? This visa lets you do just that.
➡️ Requires a solid business plan
➡️ Pre-approval from the Ministry of Economy (as of 2025)
5. Family or Student Visas
If you're joining a spouse, studying, or reuniting with family in France, these options apply.
➡️ Proof of relationship or university enrolment required
➡️ Still requires proof of financial means and health insurance
6. Business Travel Visa
For those visiting France temporarily for business meetings, conferences, or client work.
➡️ Not valid for long-term relocation
➡️ Usually issued for 90 days or less
Unsure which visa suits your case? Book a 1:1 consultation with Fab Expat to get clarity on your options and guidance on preparing your application the right way. 👉 Book your call here
Why Visa-Compliant Health Insurance Matters
Once you’ve chosen the correct visa, the next vital step is to obtain medical insurance for France visa applications that meets French immigration requirements.
French authorities require proof of comprehensive health coverage for the duration of your stay, especially if you’re applying for a visa that doesn’t grant immediate access to the public healthcare system (Assurance Maladie). This is typically the case for first-time expats, retirees, and early-stage entrepreneurs.
A non-compliant insurance policy is a common reason for visa refusals, so it’s not something to leave to chance.
At Fab French Insurance, we help you secure a fully compliant health insurance policy, tailored to your visa type and personal circumstances.
👉 Get your instant health insurance quote now
How to Choose the Right Health Insurance for Your Visa
Here’s what your policy needs to cover to be considered visa-compliant:
➡️ Coverage for the entire duration of your stay
➡️ Minimum 30,000 € in medical coverage
➡️ Coverage for hospitalisation and outpatient care
➡️ No deductible or co-pay higher than allowed by the consulate
➡️ Repatriation included
➡️ Certificate issued in French or English, stating it meets immigration requirements
Top Tip: Many travel insurance policies do not meet these standards. They often cover emergencies only and are designed for tourists, not residents. So be sure to select a private health insurance plan for residents, not travellers.
What Happens After You Arrive in France?
Once your visa is approved and you’ve arrived in France, you must:
➡️ Validate your visa online with OFII
➡️ Attend a medical check (in most cases)
➡️ After 90 days, you can begin the process to apply for French public healthcare (PUMA)
➡️ Until then, your private insurance is your only protection
Your private policy ensures you’re fully covered during the waiting period, and continues to serve as a safety net even once you're integrated into the public system.
To Wrap it All Up
Choosing the right French visa and securing compliant health insurance are the two most important first steps in your relocation journey. From the visitor visa to talent pathways, each comes with specific obligations, including proof of income and appropriate insurance.
Don’t let paperwork mistakes delay your plans. Work with specialists who understand the system, and can help you transition to French life smoothly and confidently.
